Saturday, November 12, 2011

Get risk-free SGD160 from credit card application. Offer valid till 30 Nov 2011

It has often been said that there is no such thing as a free lunch. If something is too good to be true, it often is. Now, I am sharing something which is worth several free lunches and too good to be true. Unfortunately, I am not being paid any commission.

There is a wonderful offer from Standard Chartered that credits SGD80 into your credit card account once it is approved. I applied for two credit cards from Standard Chartered and received SGD160 in total. I just saw SGD160 in my account on internet banking. So, it sounds not only too good to be true but really true indeed.

This offer is valid till 30 November 2011. It is an offer that one simply cannot refuse. At least, I cannot think of a good reason why one should not take up this offer. Can you?

Some may wonder why Standard Chartered Bank is behaving so stupidly. Giving free money away? No, the people working there are smarter than most of us. We should not direct our thanks to SCB. We should thank the people who used their credit cards to spend money which they do not have, pay only the minimum sum on their monthly statement and roll over their credit card debts. Being a selfish man, I urge these people not to follow the advice in the link below, even though I am absolutely in love with the writer.

I dedicate the following song to the invisible credit-card friends who have made this wonderful offer possible. Pay attention to the lyrics.


  1. Thanks for sharing!

    I applied for a Manhattan card last month and was credited $50. I guess its a different promo.

  2. Is there any condition to use the $80 such as must spend above $100, $500.....? And we cancel end 1st yr any penalty?

  3. Once the SGD80 is credited, it is as good as cash. No such thing as must make minimum expense to enjoy the SGD80. No penalty that I know of when you cancel the card. Of course, remember to spend the SGD80 before you cancel the card.

  4. How do I get rid of credit cards without hurting my credit?
    I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.

  5. Using credit cards can bring a lot of problems. I prefer paying by cash. If I don’t have cash I take online short term loans. These loans may be are not so convenient as credit cards but the rates are lower. Your identity can be stolen so if you use credit cards be careful not to become a bankrupt.